What is The HOME Program?

The HOME Program helps low income people become homeowners, through education, financial assistance and one-on-one counselling.

Who can take The HOME Program?

The education component, delivered in two sessions, is open to anyone interested in owning a home. Participants do not have to be first time buyers or low income buyers.

Who can qualify for down payment assistance?

Low income buyers who have completed both education sessions can apply for down payment assistance for up to two and a half percent of purchase price. The down payment assistance is a gift and only has to be repaid if the property is sold for a profit within three years.

How is low income defined?

For this program, low income is defined as income at or below the Core Needs Income Threshold (CNIT).

What is the cost of The HOME Program?

Anyone who registers can take the education sessions free of charge.

Who put The HOME Program together?

Partners include the Alberta Real Estate Association's Affordable Housing Initiative, Canada Mortgage and Housing Corporation, the Alberta Real Estate Foundation and the Capital Regional Housing's CTD Housing Solutions. CTD Housing Solutions is the delivery agent and will administer the program.

When is the next session?

The education sessions are delivered in two parts - two hours on a weekday evening followed by four hours on a Saturday afternoon. Click here for schedule information here.

Where can participants get more information or register?

Participants can call 504-6161 or toll free at 1-877-504-6161 or visit the web site: www.TheHomeProgram.ca.